Your Financial Future
Today’s economic environment presents many challenges. But along with these challenges comes opportunities and potential rewards for those who can identify long-term trends.
Whether you’re facing retirement—or looking to better understand certain investment ideas—we can help you address your most pressing financial questions.
A solid financial plan consists of several pieces and takes multiple factors into consideration. Your age, desired retirement income, estimated time until retirement, and number of dependents all factor into the search for the right products for your specific needs. Your financial plan should help you secure your retirement years, roll with unexpected challenges, and even establish a legacy for your loved ones.
Retirement and Income Planning
When it comes to retirement planning, sooner is better than later. While there are many factors that will contribute to the success of your plan, financial planning experts recommend that you diversify your money among a range of investments. The most common asset allocations are stocks, bonds, mutual funds, bank CD’s, and our personal favorite, insured protected accounts, otherwise known as annuities.
When asked, “How much income do you need when you retire”, most people really don’t know the answer or guess at how much they need. Since the number one concern of seniors is the fear of outliving their savings, we search out the best investment plans that will allow your portfolio to grow at a better than fair return and guarantee a reliable lifetime income.
The stock market has stolen the security from countless portfolios. There are literally thousands of investment vehicles available, and many are landmines that can and will endanger your nest egg and peace of mind. Our clients are simply searching for an option that will keep their investments safe, and we diligently search out the best solutions for their retirement goals. We have found that using Fixed Indexed Annuities is a way to allow our clients market-based growth potential without actually being in the market and being exposed to the risk associated with it.
Our loyalty is to you and not to a specific company. This allows us to offer specialized and competitive products from a wide range of sources. Financial Security Group of AZ, Inc. has helped thousands of our clients plan their retirement with sound, conservative advice. More importantly, regardless of the ups and downs of the market, they have been able to stay retired knowing their principal is protected and their income will never be curtailed or threatened.
“Remember, what does ‘retirement’ mean? It doesn’t mean that you’re a couch potato. Leisure is not the same things as rest. If you’re bicycling five miles a day, that’s leisure, but it certainly takes a lot of effort.”
~ Robert Fogel
Understanding Today’s Financial Environment
JoAnn Regan, President of Financial Security Group of AZ, Inc. and FSG of Nevada, LLC has been helping retired and soon to retire clients in the areas of Tax, Estate and Retirement planning since 1999. Our philosophy has centered on being a one-stop business where clients can find answers to issues that concern them in their various life stages.
Financial Security Group has been an accredited member of the Better Business Bureau with an A+ Rating since 2000.
Our collection of over 40 calculators is a great starting point if you have questions or concerns about your personal finances. We have also collected a comprehensive list of links to answer questions you may have on various topics.
Do you have questions about taxes? We can help with that too! As well as a glossary of terms to help you understand the some of the confusing terms when dealing with financial decisions.
Annuities and life insurance can play an essential role in your retirement portfolio by helping to protect what you’ve earned and ensure it lasts. FSG is here to help you make the best decision for your situation. Fill in our form and we will be happy to contact you to discuss your options.